How To Use Term insurance In A Sentence
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Private insurers are charged with implementing and administrating the elements of care that are funded out of the payroll tax, but those elements create a very tight, constrained sandbox for premium-driven short-term insurance to play in.
Matthew Yglesias » What It’s All About
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The salesman then sold him what my pal thought was a term insurance policy, which only pays out on death and has no cash-in value.
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A composite insurer is one that underwrites both general (short-term) insurance and long-term insurance.
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term insurance is most often associated with life insurance policies
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The Nictus group includes property, carpet wholesale, carpet retail, motor industry and short term insurance companies.
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Russian oil capacity is seen as a potential long-term insurance policy against overdependence on the Middle East.
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In contrast, basic term insurance provides coverage for a set number of years for a much lower premium.
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So for many of these responsible adults -- men and women who year-in and year-out followed the advice they received -- the choice now boils down to dropping their life insurance altogether, or paying a king's ransom to renew the term insurance they have.
Pamela Yellen: An Unexpected 'Orman-Ramsey Vise' Now Squeezes Millions of Aging Americans
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On the death of the insured, term insurance pays the face value of the policy to the named beneficiary.
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This would usually be a level-term policy with a convertible option which allows you the choice of renewing the life policy in the future, based on your health when you bought the initial term insurance.
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Stop paying your premium this month or this quarter and the term insurance company will cancel your coverage in 31 days.
Pamela Yellen: An Unexpected 'Orman-Ramsey Vise' Now Squeezes Millions of Aging Americans
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Furthermore we also discussed the matter of paying attention to the correspondence and wordings of short term insurance contracts.
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On a term insurance policy the amount paid to your heirs is the death benefit, the same as in the whole life example above.
MORE WEALTH WITHOUT RISK
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Term insurance is substantially cheaper per month, enough so that it's worth cashing in the other policy, removing the cash value, and instead start a term policy.
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Actually, Permanent life insurance usually has a quite complicated structure compared with term insurance products.