How To Use Mortgage In A Sentence

Net interest income dropped to $256.4 million, primarily due to the low market-interest rates that resulted in lower yields on mortgage-related interest-earning assets as customers refinanced to lower mortgage rates and new loans and asset purchases were at the current low market interest rates. Hudson City Bancorp Swings to Loss
She was determined to renegotiate the second mortgage for another year. BEAUTIFUL DREAMER
With most of Bradford's other income coming from mortgage broking, estate agency and property surveying, the decent yield really is at the mercy of house prices.
The only cloud on the immediate horizon is raising a mortgage - especially if you are a first time buyer.
Starting in April, mortgage servicers began signing up for the program.

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In contrast, a fixed rate mortgage has a constant rate of interest which is charged over a specified period.
Mortgage brokers report that borrowers increasingly want the security of knowing how much their mortgage repayments will cost for the next decade. Times, Sunday Times
It used to be that homeowners would in effect be forced to save as they paid back the principal on their mortgage loan.
It's worth keeping in mind that household mortgage credit expanded at an 11.4% rate during the second quarter, a torrid pace likely being surpassed with the current refi boom.
In contrast to fifteen years ago, mortgages are commonly available to people over retirement age.
MAGGIANO: The two others are sort of what I call refinance roulette, where someone comes in and convinces you that the way to get out of your mortgage problem is to refinance again. CNN Transcript Jun 30, 2007
But some warned that the impact of higher mortgage rates on wage negotiations risked increased pressure on prices in the months ahead.
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For such clients raising a second mortgage to pay off the credit card debt often seems the only answer.
I started him in the mortgage loan business when we got the Prudential Insurance Company account in 1919 and he was my subman down in Florence. Oral History Interview with Alester G. Furman Jr., January 6, 1976. Interview B-0019. Southern Oral History Program Collection (#4007)
The Servian action is that by which a landlord sues for his tenant's property, over which he has a right in the nature of mortgage as security for his rent; the quasi-Servian is a similar remedy, open to every pledgee or hypothecary creditor. The Institutes of Justinian
One of our daughters might one day want to take out a mortgage of her own and buy it from us outright, or as a parents-financed ‘shared equity’ scheme.
It's like paying off the mortgage on your house or choosing to lease a new car over three years instead of keeping your old banger with its crippling repair bills.
It is not as if the entire population is worried about their mortgage. Times, Sunday Times
Some couples choose to keep their main accounts separate, paying into a joint account to cover regular outgoings such as the mortgage and supermarket bills.
Much of that growth is attributable to increases in mortgage banking and recent acquisitions.
He was also set to buy a castle until a bank clerk spotted an error in a mortgage application and alerted cops. The Sun
If the mortgage rate has to go up to bring the price of houses down, it will create more homelessness because of repossessions.
She had to remortgage her house to keep the business afloat. Times, Sunday Times
These so-called always deductible expenses usually consist of home mortgage interest and real estate taxes.
Many growers are heavily mortgaged and have reduced equity in their farms, which makes them less attractive to lenders.
In the US, many people do this by making 26 fortnightly payments of half their mortgage repayment, instead of twelve monthly payments.
Those duties were imposed to ensure that a mortgagee is diligent in discharging his mortgage and returning the property to the mortgagor.
How has the UK moved from being a nation that held up thrift as a virtue and considered debt a vice, to owing a trillion pounds on mortgages, credit cards and other loans?
People who default on their mortgage repayments may have their home repossessed.
Educators help set education policy, mortgage lenders influence housing policies, truckers influence highway regulation, and so on.
The title industry plays a particularly dynamic role in efforts to deter, detect, and report mortgage fraud. The Cult of Plausible Deniability
We are looking at investment properties within a £80,000 to £130,000 range and would prefer not to remortgage our home to raise capital as our current rate tracks the base rate plus 0.75%. What is the best way to buy a holiday home?
You have to repay the mortgage but hopefully the returns you receive from investing the money will be sufficient to cover the costs. Times, Sunday Times
They were such important providers of mortgages and business loans that failure would have been catastrophic. Times, Sunday Times
Mortgage Back Securities are valuated on whether or not they being PAID not the value of the property they written on. Wonk Room » TARP Oversight Panel: Treasury May Not Be Acknowledging ‘The Depth Of The Current Downturn’
Every buyer, lessee and mortgagee of property in or in the vicinity of a coalmining area should search before exchanging contracts.
An uptrend in mortgage interest rates will cause some slowing of the sales pace but we forecast 2006 to be the second highest year on record.
The bank has now done a complete about-turn and has agreed that both mortgage applications can proceed. Times, Sunday Times
It soon emerged that neither the July nor August mortgage repayment had been collected.
And it is that the administration says it will work with Congress to allow bankruptcy judges to remodify loans, to actually change of the value of a loan if you have a mortgage that is much bigger than the value of your house. CNN Transcript Feb 18, 2009
The size of your current mortgage, school or university fees for children, and the effects of inflation must all be considered.
Section 144 allows the transfer of leases and section 144 allows leases to be mortgaged and there are subsequent provisions which deal specifically with a mortgage over a leasehold or licence.
Switch to paying your mortgage by direct debit.
If a team is young they must mortgage the future so that they can win in the here and now.
I am not suggesting that everyone remortgages their house tomorrow and buys a side scan system, but it is handy to see just what it can do.
After moving into her home, he suggested putting her mortgage in both names so they could remortgage based on both salaries. Times, Sunday Times
Those early repayments, or prepayments, cut short the lives of mortgage securities and can reduce their returns.
They've taken out a 30 year mortgage .
It also outlined a further €1.9bn of risks and €4.8bn for mortgage repurchase claims. Times, Sunday Times
We already have files on people's tax details, mortgages and poll tax.
The mortgage interest deduction promotes home ownership.
The difference between endowment mortgages and pension mortgages is that, rather than taking out an endowment policy, you take out a pension plan.
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The bank refused to accept any mortgage on land.
It is difficult for existing borrowers to get mortgage protection insurance.
She went to work as a receptionist for a mortgage broker in east Los Angeles.
The official measure, the consumer prices index, does not include housing costs such as mortgage interest payments or rents. Times, Sunday Times
The Spanish bank, which has about two-thirds of its loan book in mortgages, earlier today reported a slump in fourth-quarter profit as revenue from lending plunged.
The mess in subprime Mortgages is an easy problem to fix. Matthew Yglesias » Rich Bankers: We Want Trillions of Dollars
Forget a mortgage, forget financial probity. Times, Sunday Times
Bank of America and other mortgage companies have been under pressure to review their paperwork after employees and contractors said in sworn depositions that, because of the enormous volume, they hadn't had the time to read the documents, much less check them for accuracy. Paperwork storm hits nation's biggest bank
The mortgage is a drain on our financial resources.
If you have a home loan, refinance your mortgage to lower your payments.
The only trouble was that under questioning it became clear that one of his central aims was to abolish mortgage tax relief.
Suppose your firm's only asset is a large downtown hotel, mortgaged to the hilt. Principles of Corporate Finance
Rice also won the pole at the Argent Mortgage Indy 300 at Kansas Speedway on July 3.
The only saving grace for the moment is that mortgage rates are pegged at reasonable levels, thanks to the EU Bank.
This arrangement is distinguishable from the hypothec of Roman Law and of modern civil law, which is comparable to a mortgage.
MPs would no longer be able to claim for the interest on their mortgages. Times, Sunday Times
Better mortgage availability and increased building go hand in hand. Times, Sunday Times
If there is no agreement between the mortgagees, one party may sell their share to a third party.
I am glad to say that the Council of Mortgage Lenders has agreed to such an arrangement.
There are three levels of problems: mortgage origination underwriting, mortgage insurance underwriting, and delinquency risk assessment.
They arrived at the Salomon Brothers mortgage trading desk hat in hand.
I am glad to say that the Council of Mortgage Lenders has agreed to such an arrangement.
Of course, a long mortgage term and a high loan-to-value ratio by themselves are not necessarily an indication of financial difficulty. Times, Sunday Times
At a minimum, we wonder why the SEC didn't insist that Mr. Mozilo cooperate in naming the politicians and others in government or at Fannie and Freddie who benefited from Countrywide's mortgage largesse. Angelo's Ashes
As a last resort, you could also apply to have a judgment mortgage registered on the deeds of your debtor's property.
Youth! There is nothing like youth. The middle-aged are mortgaged to Life. The old are in Life's lumber-room. But youth is the Lord of Life. Youth has a kingdom waiting for it. Every one is born a king, and most people die in exile. Oscar Wilde
The property was sold at a knockdown price of 78,000 at a time when they had a mortgage of only 10,000. Times, Sunday Times
Rics said: ‘Buyers need buildings insurance before lenders will grant a mortgage, so these uninsurable homes could also be rendered unsaleable.’
Our mortgage advice is given free and without obligation.
This would save a home buyer with a thirty thousand pound mortgage just over eleven pounds a month.
Landlords with high mortgage costs relative to the rent could lose money because tax bills exceed net income. Times, Sunday Times
If you could humor me for a sec I'd like to talk about credit repair and bad credit repair mortgage loan fix repair credit FICO bankruptcy foreclosure equity equifax experian TU dispute not to mention low interest rates on a mortgage and saving someone from foreclosure or bankruptcy. I Can't Stand the Suspense!!! Cheer the Turtle Tonight!
Countrywide also retains the right to collect mortgage payments, which generates income from fees.
Their mortgage banks have suffered much less than ours and their taxpayers are facing much lower bills for bailing them out. Times, Sunday Times
His argument is that mutuals have generally funded more mortgage lending from retail deposits than the banks and so are more stable. Times, Sunday Times
The young are in debt mortgaged up to the hilt, and the middle-aged are in clover, sitting on a semi-detached gold mine.
Additionally, the stalemate over economic union makes it difficult to assess the costs of insurance or mortgages arranged abroad.
I am a housewife raising a family, paying a mortgage and doing the usual things that people do.
Your mortgage interest payments are two percent below the base rate.
It nearly doubled to $26.1 billion its forecast for losses on a troubled $118.7 billion mortgage portfolio tied to its disastrous purchase in 2006 of California lender Golden West Financial Corp.
However, after changes in the housing benefit regulations, his substantial income dropped and he fell into arrears with mortgage payments.
So when will last three cuts be passed on to mortgage payers? The Sun
Skipton has scaled back mortgage lending dramatically. Times, Sunday Times
This enables him to link his savings to his mortgage, reducing the interest he pays but retaining access to his cash. Times, Sunday Times
An illustration is the tradeoff in refinancing a home mortgage. Milton Friedman on Social Security, Arnold Kling | EconLog | Library of Economics and Liberty
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Inflation prospects were encouraging following the fall in the headline and underlying rate, which excludes mortgage rates, in April.
When the housing bubble collapsed, Americans suffered hugely from the devaluation of their main assets, their homes, while the bankers filled their pockets and passed on the mortgages in the form of national debts to foreign banks. Dr. Behzad Mohit: The U.S. Tea Party and General Strikes in Europe -- The Outrage of the Middle Class
They granted you a mortgage, and that's recorded in the land records, and the company that has the mortgage and can foreclose is MERS. Lawmaker Questions Power to Foreclose
I'd probably even go back to a full-timer at this point… having a double mortgage has that effect on one.
The Yorkshire Building Society has a mortgage capped at 5.79 per cent for three years.
If you receive a red letter, there is a high risk of you being unable to repay your mortgage at the end of the endowment's term.
Only a few banks offer this service with 70 per cent loan-to-value mortgages available. Times, Sunday Times
Paying my mortgage was an enormous weight off my mind!
The creditor could sue the debtor, sell the mortgage securities or sue the surety.
It was the first and last time that management capitulated in the face of a departing mortgage trader.
One of the more flexible mortgage options for first-time buyers was withdrawn last week. Times, Sunday Times
It's difficult to get a mortgage on an old house.
None of the team's assets, including its Milton Keynes headquarters, is mortgaged to banks or creditors, and the 300 staff are skilled and committed.
And suppose, being banged up indoors all day, they couldn't afford to pay the mortgage?
That is because unlike in years past, buyers at this level can now borrow large sums in the form of mortgages.
Many lenders are heavy users of the courts in chasing customers who have defaulted on mortgage repayments.
Many of us are not in such a fortunate position as to be mortgage free.
Nine people have been charged with conspiring to obtain mortgage advances by deception from various building societies.
In contrast to fifteen years ago, mortgages are commonly available to people over retirement age.
Some guys remortgage their houses and sit on their own to work on an idea. Times, Sunday Times
At the end of their working period and having redeemed the mortgage, they will remain in their own houses.
Forbes would keep it pure, getting rid of the home mortgage, medical expense and charitable deductions and everything else.
Displays of wealth can also be misleading. Folks can appear wealthy -- but the mansion may be fully mortgaged, the cars might be leased and the landscaper may still be awaiting payment.
Such considerations could be academic if you bought in the past couple of years on a high loan-to-value mortgage and are in negative equity. Times, Sunday Times
Alternately, the Democratic leadership could add in key Democratic priorities, such as toughened financial regulations, bankruptcy law reforms helping homeowners prevent foreclosure, direct government aid to mortgagees, a tax on the financial industry to pay for the bailout, and the job-creating $60 billion economic stimulus / infrastructure spending package the House passed a few days ago. Suburban Guerrilla
Then early in the Obama administration, regulators threw the real estate industry a bone, expanding a financial rescue program, the term asset-backed securities loan facility (TALF), to commercial-mortgage-backed securities, thereby muffling calls for a broader industry rescue. The Other Shoe
In this article, we'll go over the preliminary steps of getting pre-qualified and/or pre-approved for a mortgage, and then we examine the different types of lenders.
In the future, you could tell a friend you need to drop by a yínháng, rather than a bank.iii In this imagined future, a yínháng whose capital is derived from carbon emissions credits, rather than property mortgages, would be substantively different from a bank, and a better place to stow your hard-earned savings. The English Is Coming!
The husband should be able to put a mortgage on the mortgage to discharge all of his obligations to his ex-wife.
I remember it was passed decades ago to be sure a mortgagee would have clear account of the lending terms. Wonk Room » Warner Concerned Consumer Protection Agency Will Be ‘Divorced From The Reality Of The Market’
Its plan to let customers use their savings to off-set their mortgage was kiboshed by the government last year.
So far not one person has been indicted from the lowliest mortgage originator who doctored an application to a CEO of a major bank who colluded with the Fed to steal billions from taxpayers. Matthew Yglesias » Justice and Stabilization
Recently, Goldman upgraded Wells Fargo partly based on its ability to earn long-term oligopolistic mortgage origination spreads. FXstreet.com
Export loan under mortgage of documents and negotiation are two kinds of financing methods under negotiation letter of credit.
You must notify both your mortgage lender and your insurance company. Times, Sunday Times
Is now the time to get a mortgage or remortgage an existing property? Times, Sunday Times
The central strategy of the housing announcement is a new-build indemnity scheme, which will target first-time buyers by encouraging lenders to provide 95% loan-to-value mortgages on newly built homes. U.K. Plans Housing Scheme
pick up the burden of high-interest mortgages
Fed purchase extension: Some of the downdraft is a result of the Federal Reserve's recent decision to extend by three months its program of buying up debt and mortgage-backed securities from Fannie Mae and Freddie Mac. U.S. News
It seems to me that the State goes out of its way to accommodate unfortunate unwed mothers while holding hard-working spouses with children to child care costs as high as their mortgage payments.
The scheme will not be extended to interest-only mortgages. Times, Sunday Times
The government should recognise that it is dealing with people who have suffered hardship and serious worries about whether their mortgages will be paid off.
They are publicly quoted companies that fund and guarantee mortgages. Times, Sunday Times
We've paid off the mortgage, so we're sitting pretty now.
However, it said it would allow lenders to make special arrangements for existing borrowers who did not meet the new criteria, so that they would not become "mortgage prisoners" unable to move house or remortgage. Mortgage borrowers face more scrutiny
The necessary information about the quality of the mortgager is surely available, as evidenced by banks belatedly tightening up their lending to risky borrowers. John Rentoul today puts Trevor Kavanagh and myself in the...
In our example with the Johnsons, they had a $4000 arrearage and $1000 monthly mortgage payments. Fighting Foreclosure: The Tools and Resources to Prevent Foreclosure
To deal with priority debts - rent and mortgage arrears, heating and lighting.
It will accept borrowers who have two missed mortgage payments and up to three county court judgments or defaults in the past three years. Times, Sunday Times
We could do the same for the mortgage deposit loan. Times, Sunday Times
Plus, the deal is backloaded like a bad mortgage - the broadcasting company's current payment is $389 million, but that soars to $764 million in 2013.
They want to try to keep that under control by influencing the availability of mortgage credit. Times, Sunday Times
However, what the Bank put before him for signature by way of security documents was a mortgage for the ‘Sneaths’ property.
The scant supply of mortgages will make many people minded to stay put. Times, Sunday Times
Home income schemes involved using funds obtained via a mortgage to be re-invested to pay off the loan and provide additional income.
Surely the interest paid over the life of the mortgage is enough for banks and building societies to absorb the costs themselves?
The mortgage company made loans based on the inflated incomes and many of the taxpayers defaulted on the loans.
HSBC Holdings PLC's Hong Kong unit offered mortgages with lending rates based on short-term interbank rate, with the effective lending rate below 1%. HKMA Warns on Rates
There could be a four percent difference in the mortgage rate between the various categories.
She had no clear idea of what a mortgage was.
The Federal Reserve Bank of New York is part of a group of investors that sent a letter demanding Bank of America buy back some $47 billion in dodgy mortgages. Bailout Oversight Panel Slams Obama Administration Over Foreclosure Crisis
However, now government involvement would also morph into an explicit guarantee to reinsure private label mortgages. Michael Pento: Geithner's Failed Makeover
But the building society says the mortgage repayments are in arrears.
Instead, they were looking for a way to mass-produce foreclosures just as they mass-produced mortgages. Want to fix the mortgage mess? Companies must recognize individual problems.
The substantial pledge has been refined into the invisible rights of a mortgage or hypotheca; and the agreement of sale, for a certain price, imputes, from that moment, the chances of gain or loss to the account of the purchaser. History of the Decline and Fall of the Roman Empire — Volume 4
Much of that growth is attributable to increases in mortgage banking and recent acquisitions.
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Democratic senators Robert Menendez (N.J.) and Al Franken (Minn.) on Tuesday wrote to the Government Accountability Office to request an investigation into "the role of all government entities, including federal regulators, involved in overseeing mortgage servicing companies and affiliated banks, identify any regulatory problems that may have permitted this misconduct to occur without detection until now. Pelosi, lawmakers call for federal probe on mortgage lenders
That could lead to more mortgage delinquencies or defaults.
I cover the mortgage, bills and food with my wages but have very little left over. The Sun
This means many second homebuyers will not be able to get such a big mortgage. Times, Sunday Times
Mortgages can quickly become unaffordable if your circumstances change and newly cautious businesses might either stop recruiting or increase redundancies. The Sun
Even now, mortgage approvals are less than two-thirds of precrisis levels. Times, Sunday Times
Alternatively, a good mortgage broker will do the spadework for you - just remember to choose one that doesn't charge brokerage fees.
This mortgage was to become due and payable 60 days after the termination of a lease granted to the Mother.
The lull in the housing market means that mortgage lenders are more desperate than ever to attract first-time buyers.
A 100% mortgage, freeing up your deposit to pay for these extra costs, is inadvisable when some experts are predicting a housing crash.
But some warned that the impact of higher mortgage rates on wage negotiations risked increased pressure on prices in the months ahead.
We're having difficulty keeping up our mortgage payments.
The mortgage market has become a more competitive arena in the years since the early 1980s.
However you do have various options and the key aspect is to combat the shortfall so that you do not find yourself unable to repay the mortgage at the end of the term.
For example, all but about $3 million of the $12 million in proceeds from the sale of the Stanford building in Houston will go to pay off the mortgage, as well as default interest on it, according to Kevin Sadler, an attorney for the receiver. Selling a 'Fraud' Portfolio
It's difficult to get a mortgage on an old house.
The Obama administration has addressed the economic crisis on several fronts, using trillions of taxpayer dollars to clean up the mortgage mess and unchoke the credit markets. Forbes.com: News
Due to increased competition there is now a greater choice of mortgages available, including discounted variable rates and fixed rate deals.
The renewal agreement as to the mortgage signed by the Yoos was such that the repayment terms were less onerous.
Nobody from Pennsylvania needs to fly-in to witness my mortgage closing in Virginia -- a Virginian notary will do just fine. Zach Carter: Obama Must Reject The Foreclosure Fraud Bailout
Nationwide reported a 9 per cent increase in annual underlying profit as its mortgage lending rose to volumes last seen before the 2007-8 financial crisis. Times, Sunday Times
She has no mortgage but has just taken out a loan for a car. Times, Sunday Times
My whole big plan is going to have to go on hold for a good year more because I won't be able to go swanning off overseas when I have to make mortgage payments.
For example, if the title deeds are left with the company, an equitable mortgagee by deposit will take priority.
For example, if you have a lot of equity in your house you may persuade the lender to add any arrears to the value of the mortgage. Say Goodbye to Debt
Taking on a mortgage and a child when the remaining breadwinner is likely to be retrenched at any moment is a large risk.
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To get a mortgage you need to pay some money upfront to help buy the property. Times, Sunday Times
We came out with an endowment mortgage. Times, Sunday Times
You may need a grant or scholarship or to nail down an attractive mortgage.

How To Use Mortgage In A Sentence

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