How To Use Lump sum In A Sentence
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Second, lump sum payments are worked out on the basis of an assumed life expectancy.
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If I didn't trust the stock market to create a lump sum to pay off my home loan when it matured, then why on earth did I trust it to produce enough for my retirement pot at the end of my working life?
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Until you have a clear idea of your future plans put any lump sum redundancy into a high interest instant access account.
Say Goodbye to Debt
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This allows them to receive tax relief on the contribution and use the lump sum to buy an annuity.
Times, Sunday Times
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Additionally, can anyone account for the difference between the commutated lump sum and the 15 years of the difference between the annual pension and reduced annual pension? even taking into account tax and NI the difference would amount to an overall loss of approx. 4000 pounds if you commutate.
Army Rumour Service
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In the case of most corporate pension plans, members can commute part of their pension for a lump sum, which may well be tax-free.
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This is very flexible and would allow him to vary contributions or put in lump sums.
Times, Sunday Times
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The argument for the latter advice being that an endowment policy pays out a lump sum on maturity.
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The sales pitch is usually aimed at those who may know they will receive an inheritance or cash windfall in the future from vested share options, large bonuses or a cash lump sum from their pension fund.
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Unions say the latest offer is a complex deal under which all workers would receive a lump sum in December equating to a 2.7 per cent rise for the six month-period from April to September.
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But you can take only 25 per cent as a tax-free lump sum and the rest has to be taken as pension.
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They should also allow lump sum payments for adapting homes if owners become disabled.
The Sun
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If you have a qualifying with-profits plan, the lump sum you receive at the end of your term can be free of tax on income and growth.
Times, Sunday Times
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Now there are savings and investment schemes which allow you either to put in a lump sum or tuck away regular savings.
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Your lump sum might be split into six equal amounts.
Times, Sunday Times
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This allows them to receive tax relief on the contribution and use the lump sum to buy an annuity.
Times, Sunday Times
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The contractor is paid for the actual costs he incurs plus a previously agreed lump sum for his overheads and profit.
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We are currently willing to offer you a lump sum to ensure Gumble Inc exclusivity on the site... Katherine exited the document.
BEHINDLINGS
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A homeowner might deleverage by paying a lump sum off their mortgage.
Times, Sunday Times
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It stated that the funds were to be used to secure the Retirement Benefits, which were an annuity and a lump sum payment.
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Lawson Whyte calculate costs on a percentage of the client budget for larger products, while for smaller works the client is either billed by the hour or a lump sum is agreed in advance.
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The contractor is paid for the actual costs he incurs plus a previously agreed lump sum for his overheads and profit.
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(i) employees will receive a lump sum "agterskot" payment for service on the mines concerned from the commencement of the May
ANC Daily News Briefing
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Many building societies have thrown off their mutual status, offering their members shares or a lump sum bonus in return.
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It provided for a lump sum payment by the Husband to the Wife, in satisfaction of all claims which the Wife might have against the Husband.
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The award will consist of a lump sum to a maximum value of $5000.
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He had signed on, drawn down his bank account, paid his first wife a lump sum to cover her maintenance and child support for the twins, married the love of his soul on a sere, scorched afternoon three weeks ago, and put the finishing touches on his yurt.
The Silence
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By the time the child is 18, and assuming annual growth rates of 6.4%, they'd be looking at a lump sum of nearly £35,000.
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Nor did he recieved huges lump sums of money garner from the misery of those who WERE defrauded!
Obama's VP vetter steps aside
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These deals enable borrowers to secure a loan against a property in return for a lump sum or regular income.
Times, Sunday Times
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It will not be paid as a lump sum but as a monthly income.
Times, Sunday Times
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The money was payable as a lump sum, quantified in advance, when it could not be foreseen what damages might have to be paid in the event of an accident.
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The two biggest threats to your lump sum are inflation and taxation.
Times, Sunday Times
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A pension lump sum is payable to the estate, and therefore can be paid to a cohabitee named in the deceased's will.
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You can either pay your exorbitant monthly bill in advance, or pay an even more exorbitant lump sum up front, which works like an annuity.
FATAL FLAW
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They would pay less each month than with a standard repayment loan, gain free life cover and end up with a lump sum that would redeem the mortgage and leave plenty over for the holiday of their dreams or a brand new top-of-the-range car.
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What about the tax-free lump sum on retirement?
Times, Sunday Times
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Academic research shows that small increases in paychecks are viewed as "spendable" income, while larger lump sums are viewed as wealth to be saved.
Kentucky.com: Homepage
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An annuity, whereby the pensioner buys an income with a lump sum, can vary as well.
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She was given a lump sum when she retired.
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The award will consist of a lump sum to a maximum value of $5000.
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He added that the lump sum payment agreed between the parties fairly represented a balanced appraisal of the unusual circumstances of the case.
Times, Sunday Times
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An annuity, whereby the pensioner buys an income with a lump sum, can vary as well.
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From next spring, this should be possible under a new system of 'uncrystallised pension lump sums'.
Times, Sunday Times
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She is not eligible to receive the lump sum because she still works for the company.
Times, Sunday Times
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Boomers 'lump sums are generating a cacophony of sales pitches from the financial-services industry.
Managing your retirement fund can be tricky
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Instead, he is dangling before its recipients a lump sum that is difficult to argue with.
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The tax increase comes a year after the U.K. introduced new rules for resident, nondomiciled individuals, giving them the option after seven years of residency to either pay local taxes on their earnings outside the U.K., or to pay a lump sum of £30,000 per year.
Where the 'Mobile Wealthy' Prefer to Live
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More on lump sums: Research, caution help in tending lump sumADVICE: Five tips to protect your lump sumGOVERNMENT: Will Congress ever cut retiree benefits?
Turning 62: Research, caution help in handling lump sum
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Bonded workers agree to sell their labour in exchange for a lump sum, perhaps to pay a big medical bill.
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They were forced to receive their payouts in monthly payments because the firm told them it couldn't afford to pay the cash in one lump sum.
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These deals enable borrowers to secure a loan against a property in return for a lump sum or regular income.
Times, Sunday Times
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The simplest option is to build up a lump sum in an ordinary deposit account.
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Large lump sums were withdrawn from bank accounts after card payments were delayed by a fault.
The Sun
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The two biggest threats to your lump sum are inflation and taxation.
Times, Sunday Times
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I will have to use my lump sum to fund the expenses for setting up the pottery business.
Times, Sunday Times
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A bank or building society regular savings account is an easy way to save a lump sum fast.
Times, Sunday Times
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In addition we will examine ways of giving those who retire with lump sum payments more choice as to how their savings are invested.
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The simplest option is to build up a lump sum in an ordinary deposit account.
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Based on current values this would give him a lump sum of more than 30,000.
Times, Sunday Times
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I need to get the 25% tax-free lump sum but dare not do anything that would confuse matters.
Times, Sunday Times
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In addition, she is requesting a lump sum payment in lieu of spousal support.
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The budget is paid in a lump sum up front, so the practice knows where its money is coming from.
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Usually you can pay lump sums on an ad hoc basis or set up regular overpayments.
Times, Sunday Times
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Large lump sums were withdrawn from bank accounts after card payments were delayed by a fault.
The Sun
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An inquiry this year had called for big lump sum payouts.
The Sun
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If one commutes the pension to a lump sum, it is in general an eligible termination payment but it is not if one commutes it for the purpose of paying the surcharge.
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The award will consist of a lump sum to a maximum value of $5000.
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When you retire you'll get a lump sum of ￡80,000.
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Based on current values this would give him a lump sum of more than 30,000.
Times, Sunday Times
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But in this job I qualified for a non-contributory pension scheme from the start, and if I work until I'm 65, it should be worth £100,000 on current predictions, and I can take up to half of that as a lump sum.
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There is no tax relief on contributions but no tax is payable on receiving the lump sum.
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If the full amount of the mortgage is being lent on a fixed rate, the mortgageholder usually can't pay off some of the capital balance using a lump sum.
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With a cashback mortgage, you receive a lump sum upfront, in return for agreeing to be locked in to a particular rate for a pre-set period.
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Staff will receive a lump sum payment of 400 on ratification of the agreement and another 1,000 linked to delivery of workplace changes.
Times, Sunday Times
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All options will also incur administration costs and in the second case, traders watching their margins, which could reduce the lump sum further.
Times, Sunday Times
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This is very flexible and would allow him to vary contributions or put in lump sums.
Times, Sunday Times
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Her divorce settlement included a lump sum of $2 million.
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The shareholder shall make the capital contributions in one lump sum as stipulated by the articles of association of the company.
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The wife could go back to court and argue for a large lump sum as he is not honouring the maintenance payments.
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Alternatively, they can opt for a tax-free lump sum of 1.5 times their final pensionable salary and 50 per cent of this salary as a guaranteed income for life.
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Swedish and Canadian thalidomide victims have received large one-off lump sums from their governments.
Times, Sunday Times
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Yet behind the scenes, the company chose not to pay that severance in the lump sums its employees requested, opting instead for biweekly payments.
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The lump sum he took from the buyout is gone, Shales says Thursday night, on the phone from his house in McLean.
Tom Shales: I'm Leaving Washington Post, Am Heavily In Debt
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Then you will receive both the hospitalisation benefit and, if applicable, the lump sum benefit for your injuries.
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Large lump sums were withdrawn from bank accounts after card payments were delayed by a fault.
The Sun
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When you take your tax-free lump sum you usually have to buy an annuity with the rest of your fund.
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Six million people with defined benefit pots cannot opt for a lump sum and a regular income.
The Sun
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Your taxable lump sum is taxed at your marginal rate of tax, either 20 per cent or 42 per cent.
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The lack of advice on budgeting the lump sum you're given.
Times, Sunday Times
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The trustee claimed to be entitled to elect under the policy to commute part of the annuity for a tax free lump sum.
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Usually you can pay lump sums on an ad hoc basis or set up regular overpayments.
Times, Sunday Times
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Prior to this amendment the tax treatment of lump sum payments from pension funds such as the commutation of one-third of the total value of retirement benefits was based on interpretation of the legislation.
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He added that the lump sum payment agreed between the parties fairly represented a balanced appraisal of the unusual circumstances of the case.
Times, Sunday Times
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How would you invest a 10,000 lump sum?
Times, Sunday Times
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a couple of minutes over his financial affairs, unless, _unless_, as you foresaw might happen, he had need of a large lump sum.
The Blotting Book
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He commuted his pension for a lump sum.
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When annuitants die, the income dies with them, and the life company that offers the annuity retains any surplus from the lump sum investment.
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He offered his wife a 250,000 lump sum and periodical payments of 150,000 a year for five years.
Times, Sunday Times
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Furthermore one can also consider the fact that lump sum contributions to assurance policies usually attract fewer costs and commissions.
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Based on current values this would give him a lump sum of more than 30,000.
Times, Sunday Times
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They can take payment holidays, over-pay, under-pay, withdraw or deposit lump sums.
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The simplest option is to build up a lump sum in an ordinary deposit account.
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Bundling care -- where a provider gets a lump sum to treat a diabetic for a year, as opposed to getting paid for every new thing they do to the diabetic -- will encourage more efficient care, as the hospital makes money when it doesn't overtreat, as opposed to when it does.
Will the Medicare cuts in health-care reform stick?
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The lack of advice on budgeting the lump sum you're given.
Times, Sunday Times
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It will not be paid as a lump sum but as a monthly income.
Times, Sunday Times
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If lump sum taxes are straight forward to levy and cheap to administer, the first course is the best.
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A pension is often commutable into a lump sum.
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However, in a surprise move, the bank said on Friday that it would also compensate anyone who had surrendered a policy by paying them a lump sum.
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The defendant received a lump sum of approximately $39,000 (which he rolled into an RRSP) and an unreduced pension.
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And "progressiveness" can easily be increased by giving everyone a lump sum refund that is a larger portion of total consumption for the poor than the rich, and/or exempting from tax items that form a larger portion of the budgets of the poor than rich.
Income Distribution Stories, Arnold Kling | EconLog | Library of Economics and Liberty
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Borrowers were told that policies might not only clear their mortgage debt but might also give them an additional lump sum.
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Large lump sums were withdrawn from bank accounts after card payments were delayed by a fault.
The Sun
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He added that the lump sum payment agreed between the parties fairly represented a balanced appraisal of the unusual circumstances of the case.
Times, Sunday Times
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Your pension plan provides a cash lump sum at retirement.
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All options will also incur administration costs and in the second case, traders watching their margins, which could reduce the lump sum further.
Times, Sunday Times
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The best way to invest in a fund is usually to invest small amounts on a regular basis rather than one great big whopping lump sum.
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Expect a lump sum paid in advance, either per month, or year.
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Under a block grant approach, each state would receive a lump sum to be divided any way the state chose.
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They are useful if you need a lump sum, perhaps to put down a deposit on a second home or buy-to-let.
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The wife could go back to court and argue for a large lump sum as he is not honouring the maintenance payments.
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A pension is often commutable into a lump sum.
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Equity release schemes can be structured in such a way that the borrower can take a lump sum or monthly income over time.
Times, Sunday Times
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This policy pays a lump sum to the mortgage lender to pay off your home loan so your family does not get any cash payment directly.
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The award will consist of a lump sum to a maximum value of $5000.
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He commuted his pension into a lump sum.
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How would you invest a 10,000 lump sum?
Times, Sunday Times
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That will involve H paying off the liability of about £500,000 secured on it or adding it to the lump sum payment to enable W to redeem it herself.
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These deals enable borrowers to secure a loan against a property in return for a lump sum or regular income.
Times, Sunday Times
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Naturally, this assumes that you pay your bill monthly by direct debit and not via an annual lump sum.
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The Vehicle and Vessel License Tax should be paid in a lump sum once every year.
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It is also possible to pay a lump sum premium to an insurance company which will pay out to the amount insured.
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He commuted his pension into a lump sum.
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Then hand the money over in a lump sum, perhaps as a prepaid debit card.
Times, Sunday Times
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Some say there is a rumour be be confirmed (hopefully) tomorrow by West Yorks Pol Fed that if you resign/retire and emigrate you can have you entire pension pot, no lump sum or monthly income, just the lot in your hand and you can clear off abroad with all the new troubles that may bring.
Chocolate Fireguards (Cars and Email) « POLICE INSPECTOR BLOG
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Could we pay off the loan in one lump sum when she finishes her degree?
Times, Sunday Times
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The award will consist of a lump sum to a maximum value of $5000.
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He commuted his pension for a lump sum.
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Her divorce settlement included a lump sum of $2 million.
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You can have up to a quarter of the money as a tax-free lump sum.
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Well, in that case," responded dowager lady Chia, "let us fix upon five catties a day, and every month come and receive payment of the whole lump sum!
Hung Lou Meng, Book II Or, the Dream of the Red Chamber, a Chinese Novel in Two Books
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They do not have to take the 25 per cent tax-free lump sum and that would mean more money with which to buy an annuity.
Times, Sunday Times
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In either case, an additional lump sum is also payable.
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If your fund is worth more than the limit you could in future be taxed at 25% of the excess taken as income, or 55% on a lump sum.
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My wife would receive a guaranteed lump sum in the event of my death.
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Your lump sum might be split into six equal amounts.
Times, Sunday Times
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This relief is based on one fifteenth of the average annual pay for the last three years of service to the date of leaving minus any tax free lump sum entitlement receivable under the company pension scheme.
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The proposals to decouple direct payments from production and pay farmers a lump sum based on previous years' payments is seen as a major stumbling block for new entrants and existing young farmers he said.
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Based on current values this would give him a lump sum of more than 30,000.
Times, Sunday Times
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Your pension plan provides a cash lump sum at retirement.
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Based on current values this would give him a lump sum of more than 30,000.
Times, Sunday Times
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A lump sum is paid and they switch to a different type of mortgage.
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The claimant could often convert the lump sum into an annuity, but this would take no account of a deterioration in health, for example.
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But you can only take a quarter of the accumulated fund as a tax-free lump sum and you can't touch any of the money until you retire - or you're 50 at least.
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Academic research shows that small increases in paychecks are viewed as "spendable" income, whereas larger lump sums are viewed as wealth to be saved.
STLtoday.com Top News Headlines
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Once you have taken the lump sum from your fund it is gone for good.
Times, Sunday Times
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The plans are set up so that if you put in a specified amount of money, either periodically or in a lump sum, they guarantee to cover the cost.
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He claims that Jazz City has offered to pay the money in installments, but that the Journal has declined, insisting that it be paid in one lump sum.
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Your pension plan provides a cash lump sum at retirement.
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She is not eligible to receive the lump sum because she still works for the company.
Times, Sunday Times
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Common law lump sum entitlements allow people to get on with their lives.
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They need to have strength of character to overcome but also understand there is world waiting to catch them off guard (including in the church) and they need to be prepared! ... especially for the psycho-babylon that is going around "cloistering" girls together in one lump sum with ridiculous answers that are not found in scripture.
Arranged
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A lump sum is only achievable by taking a lower pension as a result, literally cashing in part of your retirement income.
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These allow older people to use their homes to generate income or lump sums, either with a mortgage repayable on death or by selling the property - or part of it - but continuing to live in it during their lifetime.
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The contractor is paid for the actual costs he incurs plus a previously agreed lump sum for his overheads and profit.
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Once you have taken the lump sum from your fund it is gone for good.
Times, Sunday Times
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Her divorce settlement included a lump sum of $2 million.
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This includes a promise of a 2,000 lump sum for affected staff.
Times, Sunday Times
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Large lump sums were withdrawn from bank accounts after card payments were delayed by a fault.
The Sun
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Six million people with defined benefit pots cannot opt for a lump sum and a regular income.
The Sun
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Scotty wept over his poor old mother in Edinburgh -- a lady, he insisted, gently born -- who was in reduced circumstances, who had pinched herself to pay the lump sum to the ship-owners for his apprenticeship, whose sacrificing dream had been to see him a merchantman officer and a gentleman, and who was heartbroken because he had deserted his ship in Australia and joined another as a common sailor before the mast.
Chapter 6
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If you have a qualifying with-profits plan, the lump sum at the end of the term can be free of tax on income and growth.
Times, Sunday Times
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That demobbed soldiers shall enjoy a just-for-once job assignment from the government and those who wish to find jobs on their own be given subsidy in one lump sum.
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Should I take a tax-free lump sum at retirement?
Times, Sunday Times
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The petitioner shall, upon the sale of the matrimonial home, pay to the respondent, a lump sum of £4,744.
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They claim the former dental nurse signed away her parental rights in return for a house and a multi-million dollar lump sum.
The Sun
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This includes a promise of a 2,000 lump sum for affected staff.
Times, Sunday Times
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They should also allow lump sum payments for adapting homes if owners become disabled.
The Sun
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Lump sums should be calculated on basic pay, including latest increases due under the terms of the new policy.
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When you retire you'll get a lump sum of ￡80,000.
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The contractor is paid for the actual costs he incurs plus a previously agreed lump sum for his overheads and profit.
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She was given a lump sum when she retired.
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Most lenders insist on Mortgage Life Insurance to repay your mortgage in one lump sum.
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The Government's been unwilling to change the system, instead urging families to overstate their income, or opt for a lump sum, not fortnightly, payment to avoid any debt.
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In such cases, he recommends a balanced severance that includes an acceleration of vesting for options, restricted stock and salary, and a bonus continuation - in a lump sum.
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The Vehicle and Vessel License Tax should be paid in a lump sum once every year.
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Your pension plan provides a cash lump sum at retirement.
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Based on current values this would give him a lump sum of more than 30,000.
Times, Sunday Times
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The temptation to use your lump sum this way is completely understandable.
Times, Sunday Times
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Many firms, it says, cushion the blow with new bonus schemes or lump sum payments.
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Grant a variable subsidy in a lump sum to any enterprise that settles down and develops or intends to purchase and rent houses in Yinzhou, and offer a annual reward based on its yearly sales value.
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He claims that Jazz City has offered to pay the money in installments, but that the Journal has declined, insisting that it be paid in one lump sum.
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My wife would receive a guaranteed lump sum in the event of my death.
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We enclose a draft Consent Order, which is based on a lump sum payment of damages.
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If you choose to have an interest-only mortgage, you'll need to pay into some form of investment vehicle that will produce a lump sum to pay off your mortgage at the end of its term.
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Dear Help Wanted: I may be receiving a lump sum of money to settle a workers' compensation claim.
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You can pay anything from £50 a month upwards into the account, or from £250 as a lump sum.
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An inquiry this year had called for big lump sum payouts.
The Sun
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This type of insurance is also known as critical illness cover and pays out a lump sum when the insured is diagnosed with a serious illness covered under the policy.
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The contractor is paid for the actual costs he incurs plus a previously agreed lump sum for his overheads and profit.
