How To Use Insurer In A Sentence
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Now, though, insurers find they are increasingly paying out for teenagers crashing expensive vehicles that they would not normally have the ghost of a chance of obtaining cover for.
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This pushed up his quotes because insurers use this information to verify applicants' identity.
Times, Sunday Times
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Furthermore, those charged with supervising the company on our behalf and protecting our savings were either incapable or unable to force the insurer to live in the real world.
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The insurer based its refusal on the fact that I had taken statin tablets during that period for raised cholesterol.
Times, Sunday Times
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If you are in a high-risk area with no such defences planned, your insurer may stop your cover.
Times, Sunday Times
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I think maybe the key is emphasizing Stages 2 and 3 of Maudsley, so insurers don't see it only as a cheap way to refeed anorexics.
Is Maudsley cheaper?
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We also provide modeling support to the actuaries working on customized insurance products for insurers or large corporations.
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The insured person is guilty of unconscionable conduct if he does not provide for the insurer to be recouped out of the damages awarded against the wrongdoer.
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Payers, including health insurers and governments, are trying to rein in healthcare costs, and pharmaceuticals are a prime target.
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Its insurers agreed to cover the trading loss and the ruined garments in full.
Times, Sunday Times
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In Switzerland and the Netherlands, insurers are required by law to provide a 4% minimum annual return.
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Equally the Tender concentrates the mind wonderfully in a way that a final offer by letter from the insurer can not.
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Insurers have guaranteed schools that non-teaching staff employed to patrol school property or to substitute for staff on uncertified sick leave will be covered.
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Private insurers are charged with implementing and administrating the elements of care that are funded out of the payroll tax, but those elements create a very tight, constrained sandbox for premium-driven short-term insurance to play in.
Matthew Yglesias » What It’s All About
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It's a relatively new political tack for the former plastics and packaging salesman from Ohio, who has exceeded all other House members in collections from Wall Street - with more than $2.9 million - and also ranks at or near the top of members favored by large health insurers, oil firms, student lenders, drug manufacturers, and food and beverage companies, according to tallies of campaign disclosures.
Boehner reaches out to the tea party
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The funds are supposed to reimburse policyholders in the event of insurer failure.
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Data are being gathered from published sources and from interviews with officials, private insurers and commercial bankers.
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A recent Court of Appeal decision upheld an insurer's right to refuse a claim for theft because keys had been left in a car.
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That would slash prices to consumers - and also save insurers hundreds of millions of dollars because they would no longer foot the bill.
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Progressives advocate government-run, single-payer monopsonies, whereas conservatives advocate consumer choice among private insurers.
Forbes.com: News
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Insurers often stipulate deductible amount, coinsurance clause and limit of liability in their contracts, so as to the directors and officers carry one part of the losses and costs.
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In that instance, the insurer was legally liable for the loss.
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These clauses are also found in insurance policies to resolve disputes between insurer and insured as to whether a claim should proceed.
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The exchange predicted that some or all of the money paid from the pool would be reimbursed by insurers.
Times, Sunday Times
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So it is important for insurers to package products to suit unique requirements, besides pricing them competitively and providing a clear understanding of the cover with simple, easy-to-understand policy wordings.
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But the advisory panel told Congress that it found no evidence that more money retains private insurers.
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The negligent defendant, or more usually his insurer, takes his victim as he finds him.
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Your insurer will not cover you for accidents.
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Sources said that global insurers have begun once again re-evaluating the risk ratings of the domestic insurance market.
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The worst stock market slump in 30 years has hammered global financial stocks, raising fears about the capital strength of banks and insurers.
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Along with the higher prices is the insurers' requirement that corporate buyers retain more risk on their balance sheets, with deductibles in many lines now double what they were in 2000.
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Your insurer would have to "enroll" enough "healthy" people to offset the added costs of covering those with pre-existing conditions.
Denver Post: News: Breaking: Local
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It allows insurers to reject claims for spurious reasons.
Times, Sunday Times
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Cathy Pearson, an elementary school teacher who recently bought her first home, in San Clemente, Calif., says she accepted as “a given” the title insurer chosen by real-estate agents involved in the transaction.
Title-Insurer Fees Draw Scrutiny
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Figure 2 shows payments in 2007 by one large private insurer for appendectomies (then code DRG 107) and coronary bypass grafts with cardiac catheterization (code CABG, then DRG 107) in California at what are known as "tertiary hospitals" - those with the ability to support medical specialists in medicine, pediatrics, obstetrics and gynecology, surgery, their subspecialties and ancillary services.
NYT > Home Page
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Can he insure the property with another insurer?
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And at that size, there are good reasons to think that the Public Option would become a dumping ground for what health care policy types call "creaming" -- health insurers wanting to maintain pools of the young and the healthy and dump responsibility for the aged and chronically ill on to public programs or on to nothing at all.
Talking Points Memo
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Other insurers will allow you to bolt on critical illness cover to standard life cover.
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The insurer had just what Brightpoint needed: a retroactive insurance policy for which Brightpoint would pay monthly premiums for three years, say the documents.
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But when the gas central heating packed in, insurers dropped a bombshell.
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For example, you may not be covered for any damage incurred to an item while it is being repaired or restored without the insurer's knowledge.
Times, Sunday Times
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If you are going away for longer you must notify the insurer.
Times, Sunday Times
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The only way the insurer can guarantee a lifetime income without the risk of insolvency is by investing the premiums in ultra-safe instruments with a tiny rate of return and offering only a very small annual payment.
Matthew Yglesias » The Other Public Sector Pension Problem
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Next, Insurer sued Chester Co. in what is known as a subrogation claim, to recover the Insurer's expenses.
Naplesnews.com Stories
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So Centre Re designed policies to achieve that more cheaply than the standard annual policies offered by other insurers.
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Arguing that profiteering shipowners and unscrupulous insurers were collaborating in sending out unseaworthy vessels, the play led to popular outrage and a change in the law.
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This year, I predict that Britain's 12th biggest motor insurer, which underwrites 600,000 policies, will face another takeover bid and this time it will go.
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In return, the insurer receives regular payments from the policyholder.
Times, Sunday Times
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The notice period for cancellation by insurers should not be less than 30 days to provide enough time to a policyholder in organising cover from alternative sources.
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A number of insurers seek to solve the problem of festive underinsurance by increasing their level of contents insurance cover for a nominal period before and after Christmas.
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I would write to the insurer again asking it to reconsider its initial refusal.
The Sun
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The insurer is now delaying payment for the building repairs.
Times, Sunday Times
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Harry Reasoner, the lead attorney for the insurers, said they were justified in withholding payment on several grounds.
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You retain a lawyer to litigate the case, although under most policies, the attorney will be assigned to you by your insurer.
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While most insurers will be lenient if the inaccuracies are unintentional, at worst giving false information can make an insurance policy invalid.
The Sun
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Otherwise the insurer is merely left to a cross-claim in a matter which goes to the risk itself, which is unbusinesslike.
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On a visit to Ohio, Obama again criticized the health insurance industry to make his case for a revamp of the system to rein in what he called abuses by insurers, declaring it is time for "health insurance reform, right now!
Reuters: Top News
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This paper, by analyzing the meaning, scope of application and the insurer's right of subrogation under seller's contingency insurance, tries to expound this special kind of marine cargo insurance.
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Planning on enjoying a nice sinecure from the insurer by the time the patient dies.
Matthew Yglesias » The Leader of the Pack
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Meanwhile farmers have no option but to fork out the ever-increasing premiums that insurers are demanding.
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With it, the title insurer will either "perfect the title" or pay any valid claims.
Foreclosures at Rock-Bottom Prices
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Forbes recently scoured the art world to find out, spending weeks consulting with collectors, art appraisers, insurers, auction houses and gallery owners around the globe.
Top Billionaire Art Collectors
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Insurers share their big risks with others.
Times, Sunday Times
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I think it would be reasonable to allow collusion by insurers in bargaining for services offered by monopolies or extremely narrow competition.
Matthew Yglesias » Will More Insurance Competition Make Things Better?
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He did say the provider isn't a monoline insurer.
Globe and Mail
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The employer executes a deed of assignment in standard form assigning legal ownership of the policies to each of the employees concerned and the insurers are notified accordingly.
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As a result of increased public interest, more than a dozen states have passed laws that prohibit insurers from genetic discrimination.
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Now he appears to be the subject of close scrutiny from insurers.
Times, Sunday Times
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Insurance companies say the principal reason for the dramatic increases is the spiralling burden of reinsurance on all the major insurers.
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At the same time I am told by insurers that my premium is high because of uninsured drivers.
Times, Sunday Times
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There are also fears that insurers will try to wriggle out of claims by downgrading the value of homeowners' damage.
Times, Sunday Times
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In public liability insurance, the insurer agrees to indemnify the insured for legal liability owed to another person who suffers loss or damage by reason of the insured's activities.
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In reaction to the PRA paper, Pat Newberry , chairman of PricewaterhouseCoopers' financial-regulation practice, said the PRA hade made it clear that insurers would need to provide far more precise information and improve the accurate of data going into their internal models.
U.K. Seeks to Scrutinize Insurers
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The transaction known as "retrocession" means that Swiss Re transfers the business to another reinsurer - Berkshire Hathaway.
Fore, right!
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AET.N), the No. 3 health insurer, told Reuters that Obama's remarks were a "step in the right direction." CEO Ronald Williams also said Aetna would focus on promoting public-private partnerships.
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You own a policy that rarely pays out and exists primarily to give banks and insurers an excuse to fleece you.
Times, Sunday Times
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The insurer wrote down the goodwill value in its American operations, which is effectively its value on top of its assets.
Times, Sunday Times
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Suggesting that insurers simply boost premiums for people in 'grittier' areas is an oversimplification.
Times, Sunday Times
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In my case I have a minor subsidence claim against my insurer.
Times, Sunday Times
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This is free and available if you have already followed your insurer's process and got nowhere.
The Sun
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For example, the annual fee for a family policy could be as little as US $1,000, depending on the insurer's wealth and insurance policy limit.
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Yes, and therefore a judgment may be entered in favour of the insurer as a party to the proceedings.
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And no, there is no insurer who can protect you from the advances of amorous waiters or leather jacket salesmen.
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The insurer has already reduced its exposure to annuities.
Times, Sunday Times
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Do not be disconcerted if your insurer appoints a loss adjuster.
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The patterns and levels of involvement of insurers in credit instruments, however, have differed widely by countries and regions, driven mainly by traditional market characteristics and regulations.
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If there is a Breach of Warranty the Insurer is discharged from liability from the day of breach.
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Until now, Obama has consistently touted the government-funded public option as competition for private insurers in expanding access to health coverage.
Obama omits reference to public option
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The power of attorney is in duplicate. The authorizer and the insurer will each have one copy. The insurer reserves all the rights.
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There are others who invested in Kaupthing through offshore bonds run by life insurers who have yet to receive a penny.
Times, Sunday Times
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The insurer who fails to perform the obligation must shoulder corresponding liability.
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Yet there is no prohibition against insurances where the insurer does have an interest in the life of the insured.
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Those operations have been handled at the insurer's Deerwood Park campus and its downtown Riverside Office Complex.
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In return, insurers have agreed to limits on premiums based on council tax bands.
Times, Sunday Times
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The measures could also ensure that your existing insurer continues to cover you in future.
Times, Sunday Times
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A composite insurer is one that underwrites both general (short-term) insurance and long-term insurance.
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A list of fire alarms on radio Long term care insurer canada Jenna jameson wrestling Volvo maintainance schedule Fireplace stone facelift Weight of volvo s40 90 acura integra pictures Alarm fire installation panel regulation zithromax pneumonia
Coke in the Tenderloin
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Countering accusations of dullness, the insurer's job often borders on the surreal.
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There is no strict medical criteria to define whiplash and the injury is said by insurers to be routinely exploited by car crash victims for profit.
Times, Sunday Times
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And long-term savers will be waiting to see if the insurer slashes bonuses on with-profits policies or keeps them on hold to reflect recovering markets.
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The insurer is now delaying payment for the building repairs.
Times, Sunday Times
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Even fans of its stock don't think the acquisition will improve the insurer's profitability any time soon.
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Insurers were last night facing a bill expected to top 200million as affected homeowners and businesses bang in claims over the riots.
The Sun
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Harry Reasoner, the lead attorney for the insurers, said they were justified in withholding payment on several grounds.
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Claims handlers, who help policyholders pursue insurers, reckon that the most lucrative area is health insurance.
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At the same time, however, Medicaid is being privatized and contracted out to for-profit insurers at rapid speed, despite warnings by the Government Accountability Office about misspending billions of public dollars.
Anja Rudiger: With all eyes on the 'market,' health reform overlooked human rights
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During soft markets, insurers tend to undercut prices for competitive reasons.
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They will not damage your wealth in the same way that an individual bank or insurer might.
Times, Sunday Times
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Your insurer should reimburse the cost, but seek advice first where possible and keep receipts.
Times, Sunday Times
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Rather than wait until after a police investigation, the insurers brought a civil claim of fraud and deceit against the 57 ring members.
Times, Sunday Times
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Engineers' and quantity surveyors' reports have been sent off, and it is a matter for the insurers as to how they will progress the matter.
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Reinsurers, which help protect primary carriers such as Allianz SE and Axa SA against the cost of major claims from disasters such as hurricanes and earthquakes, limit their own risks by selling parts of them to other reinsurers in a process known as retrocession.
BusinessWeek.com -- Top News
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With pressure from insurers, regulators and boards, frequency of cyberattacks and a raised bar on risk management, I think we're beyond having to justify an inventory of security policies.
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Don't do any major repair work until you get the go-ahead from your insurers.
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Life insurers are coming back into fashion for stock pickers.
Times, Sunday Times
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In Jetco, we held that an insurer's unexcused 48-day delay in notifying an insured of denial of coverage was unreasonable as a matter of law.
Insurance Defense
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Independent insurers offer overseas cover but may not provide like-for-like replacements.
Times, Sunday Times
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Most of my working life was as a sales representative for a major insurer covering the majority of the county so I am fairly well conversant with the area.
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This is free and available if you have already followed your insurer's process and got nowhere.
The Sun
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The company does not expect a hefty compensation bill as other insurers have also experienced tough times.
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Obama Is In So sharp was his critique of insurers that one attendee who identified himself as an industry executive asked him why he chose to "vilify" a business that has contributed ideas to the debate.
As Obama Goes on the Attack, a Blue Dog Takes Some Heat
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The insurer said that claims were highest in the northeast, the southwest and the Midlands.
Times, Sunday Times
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So far, the company has provided hundreds of patients with access to treatments, which have been paid for by insurers.
Times, Sunday Times
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Insurers would treat them as cautious drivers.
Times, Sunday Times
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The party concerned of the liability insurance contract of the automobile third party is policy holder and insurer and relate to artificial insured.
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In turn health insurers must be able to reinsure their catastrophic risk at an appropriate level in financially sound markets.
Health Insurance Idea, Arnold Kling | EconLog | Library of Economics and Liberty
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Coordinate with Insurer to maintain accurate & completed customer database , include submit credit application, turnover declaration etc.
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Public health officials, safety advocates, private insurers and employer groups are stepping up pressure to sharply reduce early term deliveries.
A Push for More Pregnancies to Last 39 Weeks
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The Asian life insurer's base IPO is multiple times covered at the top of the price range of HK$18. 38 to HK$19. 68 a share, the people familiar with the situation said.
Luck, Price Rescue Stock of an AIG Prized Asset
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One involves the immediate conversion of the insurer's payment obligation into cash.
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Insurers want ministers to impose a night-time curfew on young drivers, as well as restrictions on the number of young passengers they can carry.
Times, Sunday Times
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For decades a handful of specialist American insurers have underwritten bonds issued by local governments.
Times, Sunday Times
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Many insurers will still cover you for existing conditions, providing you are not travelling against your doctor's advice.
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The Shenzhen-based company, China's second biggest life insurer, said a rate increase in the mainland should in fact buoy its investment returns.
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At the end of the day, how much money health insurers are able to exclude from the amount they have to pay on health care will determine whether or not the health law's mandate that more money go to patient care is really enacted," she said.
Panel close to deciding which costs health insurers can define as beneficial to patients
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In a letter to the Turnpike received Wednesday, UBS Securities said a Turnpike insurer's bond rating has fallen so much that UBS can terminate a so-called swaption agreement made in
Business - BostonHerald.com
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In most cases, the insurer will promptly appoint legal counsel to advise the church.
Christianity Today
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I would also suggest that road tax discs be replaced with insurance discs issued by the insurer to expose those who drive uninsured.
Times, Sunday Times
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A much smaller increase in premium where you loose your no claims bonus following an accident than with most other insurers.
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These are the controversial payments received by insurers in exchange for passing on the names and addresses of car crash victims.
Times, Sunday Times
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A worrying trend for insurers has been a rise in fraudulent claims.
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Large investors in the FTSE 100 insurer have written to it to demand it solicit takeover offers.
Times, Sunday Times
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More than 30,000 policyholders have died since the insurer hit trouble eight years ago and 15 of them pass away each day.
Times, Sunday Times
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This is a missed opportunity for general insurers.
Times, Sunday Times
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Thus I feel caught between the Government and insurers with uninsurable losses.
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Some insurers have wised up to the fact that their clients were getting very cheap insurance.
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Unsurprisingly consumers will lose confidence in insurance if equitable treatment is seen to be at the discretion of the insurer.
Times, Sunday Times
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Since the possessor is not an insurer of the visitor’s safety, he is ordinarily under no duty to exercise any care until he knows or has reason to know that the acts of the third person are occurring, or are about to occur.
The Volokh Conspiracy » Where, According to Tort Law, Should Accused Criminals and Ex-Convicts Live?
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Insurers would treat them as cautious drivers.
Times, Sunday Times
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You can still claim on your travel insurance, but then the insurer will recoup the cost from the airline.
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The council had decided to temporarily shelve the proposal to standardise the sales illustrations of life insurers.
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While most insurers will be lenient if the inaccuracies are unintentional, at worst giving false information can make an insurance policy invalid.
The Sun
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Not sure why insurers do something that discourages testing for symptomless conditions.
The Volokh Conspiracy » Putting Lipstick on the Health-Reform Pig:
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In its unconsolidated earnings report, the Osaka-based nonlife insurer said it chalked up a net loss of 19.80 billion yen in a sharp turnaround from a 3.83 billion yen profit the previous year.
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The insurers then claimed the sum from the bus company insurers together with money to compensate me for ‘loss of use’ of the car until I bought a new car in August.
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Where the outcome of the Legal Proceedings is not a Success the Insurer shall have the right to have the Insured's Solicitor's bills taxed or assessed on the standard basis.
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I have listened to several conference calls addressing the myriad issues associated with the financial guarantors (credit insurers).
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This moreover reflects the fact that the rationale of warranties in insurance law is that the insurer only accepts the risk provided that the warranty is fulfilled.
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The regulator must prove not that some people were mis-sold endowments, but that the insurer did not implement and follow proper compliance procedures.
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The most obvious example of this pact between employers and insurers is deferred member charges, which we highlighted last week.
Times, Sunday Times
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Suppose you bought your insurance, but your insurer has miskeyed one number in your Vehicle Identification Number.
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The problem for the insurers was, as usual, to balance off favourable against unfavourable statistics in the setting of their rates.
DOUBTFUL MOTIVES
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Insurers argue that there is no way they can compete against an insurance company that is essentially subsidised by the taxpayer.
Times, Sunday Times
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Anyone considering PHI should be careful about the broker they choose as brokers don't always sell products from all insurers in the market.
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Analysts believe the larger insurers will have sufficient assets to withstand further falls, but some of the smaller companies may find staying afloat increasingly difficult.
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The firm was one of the biggest specialist insurers of employers' liabilities, and as such underwrote the risks by which asbestos claims should be covered.
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During soft markets, insurers tend to undercut prices for competitive reasons.
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Former Governor Eliot Spitzer is saying the problem there is not just with bonuses by billions from government bailouts going to "counterparties" -- companies that did business with the infamous insurer which just changed its name.
Danny Schechter: NEEDED: BLUE RIBBON FINANCIAL CRIMES PROBE
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In economic terms, demand for health care has been relatively inelastic, which is why stock-picking orthodoxy holds that stocks of insurers and drug makers are good to buy in tough times.
The Botox Bubble
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Banks and insurers, effectively backstopped by the U.S. government, could also face downgrades and find it more costly to borrow money.
Downgrade Threat Looms
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This shows consumers should do battle with big insurers over payouts they think are rightfully due.
The Sun
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New insurers are, in effect, partitioned off from the higher value plans by virtue of the uneconomic pricing this would entail.
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Britain's biggest insurer said it would attempt to find alternative employment for those staff whose positions are affected.
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Ensure proper communication between insurer and doctor by our professional knowledge.
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The transaction known as "retrocession" means that Swiss Re transfers the business to another reinsurer _ Berkshire Hathaway.
WTOP / Business / Biz Stories
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These are not considered marine risks. Risks of this kind must BE specifically applied for and explicitly accepted by the insurer.
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Rather than denigrating insurers, it would be instructive for Nation readers to hear from an actuary or underwriter.
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By proving that your claim is legitimate you make it easy for your insurer to settle your claim quickly and to your satisfaction.
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Then print it or email it to your insurer and wait for a cheque to hit the doormat.
Times, Sunday Times
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Not all insurers charge for monthly payment.
Times, Sunday Times
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Will the insurer cover routine wellness care, such as inoculations against distemper, rabies and other diseases?
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But in each case the whole of the risk was reinsured through the London market so that neither Colombian insurer retained any part of the risk themselves.
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It is true that the Employees Liability Act abrogated that right, but at the same time it gave a right for the employer to proceed against the employee's insurer if there was one.
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A group of five banks remain in the multibank lawsuit against MBIA, including Bank of America Corp., which is separately being sued by MBIA for misrepresenting the mortgages backing the loans the bond insurer guaranteed.
MBIA and Morgan Stanley Settle Bond Fight
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A number of proposal forms were adduced in evidence to indicate the areas of concern to yacht insurers.
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But be aware that insurers will not pay out if you knew when you took out the policy that your employer was poised to make redundancies.
Times, Sunday Times
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Their policy has lower underwriting standards than most, making the policy easier to purchase but also a higher risk for the insurer - thus, more costly.
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Your insurer should reimburse the cost, but seek advice first where possible and keep receipts.
Times, Sunday Times
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It urges consumers buying cheap policies to consider whether their insurer could pay any claim made.
Times, Sunday Times
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It seems clear that the diocese's insurers will not cover much of any future negligent supervision judgements or settlements.
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This is a missed opportunity for general insurers.
Times, Sunday Times
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Bankers said the insurer had received two informal approaches in the past three weeks.
Times, Sunday Times
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Health insurers, for instance, are developing formularies.
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This pushed up his quotes because insurers use this information to verify applicants' identity.
Times, Sunday Times
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Roughly half of it is handed over to the Motor Insurers' Bureau which compensates victims of uninsured and untraced drivers - the rest comes from the lost premiums that the uninsured drivers should have paid in the first place.
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Do our third party insurers reimburse physicians and psychologists in such a manner that mood disorders, attentional problems and other conditions in the psychoeducational realm are likely to be evaluated and managed by the most appropriate professionals?
Maggie Kozel, M.D.: Little Pharma: The Medication Of U.S. Children
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The insurers will need to assess the flood damage.
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The scale of the sudden windfall has aroused suspicions that insurers had been busy in previous years squirreling away unnecessarily high reserves.
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Insurers have everything to gain by supporting clinical trials.
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A formulary is a list of approved or preferred prescription drugs compiled by insurance plans that–in theory, at least–are supposed to drive down overall costs for the insurer while still providing adequate treatment for patients.
Buzzword: Formulary
