How To Use Financial institution In A Sentence
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This money would re-enter into circulation as financial institutions invest it in other capitalistic ventures.
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Risk managers are charged with an important function within financial institutions, and to attract calibre candidates, salary levels tend to be competitive.
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But it was the Dutch luxury trades that enabled the economy to take off, and the financial institutions these trades spawned that allowed the Dutch to invest with an eye to continuous economic growth.
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The improved economic conditions will encourage lending by financial institutions.
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The authority will regulate and supervise the operations of non-banking financial institutions in the country.
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Twenty-three financial institutions, primary dealers, took part in the auction on October 25.
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Such concerns are most apparent in the case of financial institutions but have also arisen in other contexts.
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Many proceed to the accountancy profession or financial institutions but a wide range of other employment is available.
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The commission's call comes in the latest edition of Enforcement Update, a periodical regulatory newsletter sent to financial institutions.
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Young company Waking Exploits are reviving this boisterous comedy and taking it out on tour at a moment in time when people's faith in financial institutions is at an all-time low and the word banker has almost become synonymous with villain.
This week's new theatre
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Income or market approaches need to be used to conduct an evaluation, taking into account a state-owned financial institution's long-term accumulated brand value, network distribution, customer resources, franchising rights, goodwill and other intangible assets.
Chinese Official Sheds Light on State Assets
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The Hong Kong Bank is Hong Kong's largest financial institution.
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But they are usually quicker to spot opportunities and gutsier in pursuit of them, according to Mark Paper, chief operating officer of Business Partners International, a South African financial institution specializing in lending and investing in smaller companies.
Small Factories Take Root in Africa
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The American two-party system is fracturing, as both sides are struggling with immense war debt, a crippled manufacturing base, and a Federal Reserve that is devaluating the currency in order to prop up financial institutions that gambled trillions and lost; their bets became our losses as they were "covered by the house".
Tea Party vs. Two Party
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We're trying to establish linkages between these groups and financial institutions.
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A financial institution may provide the required data by submitting electronic media in a compatible format, delivering, mailing, or telefaxing a copy of the data, or by other means authorized by the commissioner of human services that will result in timely reporting.
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If you miss the deadline because your financial institution bungled the rollover, you may be eligible for an automatic waiver, which means you don't have to apply for relief.
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But then you come to the third part of this sort of triangular absurdity, and what you get to is big financial institutions with extremely well-paid individuals, in the presumably pure free market.
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After all, these days, financial institutions are a little bit fussier than they used to be about who they lend money to.
KICK BACK
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He will encourage action at the Group of Eight summit this week in Deauville, where leaders will consider a short-term stabilization package, particularly for Egypt and Tunisia, that would involve international financial institutions, such as the European Bank for Reconstruction and Development, which was set up after the Cold War to help former East Bloc nations.
Obama, in Europe, to Focus on Mideast
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Recent days 'cascade of bad news, culminating in yesterday's bailout of Bear Stearns Cos., is accelerating the erosion of trust in the longevity of some brand-name U.S. financial institutions.
Your Right Hand Thief
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Besides having financial institutions burying opt-out information in legalese, why must I opt-out of marketing programs every time I call the phone company for service?
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Most financial institutions will prequalify you for a loan even if you don't know exactly what car or truck you're going to buy, says Gail Hillebrand, senior attorney for Consumers Union.
Car dealers' loans often aren't the best deal, so shop for rates first
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This division is treated as a non-taxable transaction, which could be a transfer or rollover, depending on the financial institution.
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Among those financial institutions exposed to Enterprise A are derivatives counterparties whose contracts with the Enterprise have a positive market value.
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It is responsible for ensuring the smooth working of the banking sector and other financial institutions.
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Its role is to oversee and regulate the activities of the different financial institutions.
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To authorize private accounts is nothing but a windfall for financial institutions, and it will remove the safety net and an ironclad government guarantee for 80% plus of the population.
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The rise in interest rates should send a signal to financial institutions that the government is serious about reducing inflation.
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Are the computer systems of our financial institutions vincible to cyber attacks?
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A standard, commercial letter of credit is a document issued mostly by a financial institution, used primarily in trade finance, which usually provides an irrevocable payment undertaking.
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Well, in an essay published by Newsweek late last year, Rubin worried about too much spending on job-creation, opposed forcing the riskiest derivative contracts onto public exchanges, resisted an accounting reform that would require financial institutions to assess their assets based on actual market prices rather than just making things up, and warned against what he calls impractical proposals to break up "too big to fail" banks.
Vice President Biden Lends His Prestige To Robert Rubin's Relaunch
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It is responsible for ensuring the smooth working of the banking sector and other financial institutions.
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Your property will also be inspected to ascertain whether it is a suitable lending risk for the financial institution.
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The word "unprecedented" really does not adequately describe the Fed's intervention to rescue financial institutions.
L. Randall Wray: Let's Make a Deal: The Bail-Out of Wall Street in Unusual and Exigent Circumstances
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LAZ.N) investment banker Gary Parr said more financial institutions needing to fill "capital holes" will announce offerings now that they've completed year-end financial reviews.
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And Western businesses and financial institutions entered the scene, too, ensnaring command economies in Western market pricing and credit practices.
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If no taxpayer money was put on the line, how could the LTCM rescue set a precedent that "loans to unsound financial institutions would be made good by the Fed"?
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If a financial institution's liquidity ratio is too high, it will make too little profit.
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These price hikes rocked the global economy, while the resulting OPEC riches spurred an explosion in what became known as the Eurodollar markets -- credit markets operating in dollars even though the depositors, financial institutions, and borrowers were rarely U.S. citizens.
The Heritage Foundation Papers
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Elmer said he wanted to expose what he called unethical tax-evading practices by the bank - one of Switzerland's top financial institutions.
Former Swiss Banker Found Guilty of Breaking Secrecy Laws
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Cannot submit an expense account, disobey financial institution.
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Risk managers are charged with an important function within financial institutions, and to attract calibre candidates, salary levels tend to be competitive.
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It is responsible for ensuring the smooth working of the banking sector and other financial institutions.
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Despite assurances from major financial institutions that they would not seek to profit from the situation, there were growing concerns this morning that the Dow Jones would fall on opening.
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One experiment in the artificial setting of a lab might not be very persuasive on the question of whether racism is eradicable, especially when pitted against real-world evidence of how African-American home buyers are discriminated against by financial institutions, for instance, and dark-skinned criminal defendants are treated more harshly than whites by jurors.
How Your Brain Looks at Race
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Your financial institution will have arrangements in place for refunding stamp duty on unused pound cheques that you return.
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There are reports that a support group for bogus non-resident account holders has retained lawyers to fight a number of cases against financial institutions.
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Customers may be forced to borrow from inefficient banks or other financial institutions, probably charging higher interest rates.
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The Hong Kong Bank is Hong Kong's largest financial institution.
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The commission's call comes in the latest edition of Enforcement Update, a periodical regulatory newsletter sent to financial institutions.
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But you don't need to be a criminal mastermind to target our rather fat and sluggish financial institutions.
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The function of the ombudsman is not the marketing of financial services but rather to ensure that those served by the financial institution are treated fairly and properly.
Managing Differences Well
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Many returns are picked because of "mismatches" -- which means that something a taxpayer reported doesn't match what was reported separately to the IRS by employers, banks or other financial institutions.
High Earners Face
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Spyker is in talks with Convers Group, a financial institution controlled by Russian financier and former shareholder Vladimir Antonov, for a possible sale and lease-back of Saab Automobile's property.
Sweden Approves Saab Funding
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The timing of the raids was brought forward in the wake of the publicity over the perceived threat to US financial institutions, although the arrests were not connected with that threat.
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The commission's call comes in the latest edition of Enforcement Update, a periodical regulatory newsletter sent to financial institutions.
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Why haven't we seen an ammendment suggested that would help pull us out of this crisis and help the notion of reprivatization that said, "If you are a too-big-to-fail institution, and you have to rely on government asset purchases, government debt guarantees, access to the Fed window for more than a 60 day period, etc., your board members and your executives will all be considered to be working under a supervisory action, immediately, replaced as soon as possible, and your board and senior officers will all be prohibited from working for a regulated financial institution for a period of five years.
Housing Doom
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In a forthcoming article in the Yale Journal on Regulation, Levitin argues that regulatory arbitrage is inevitable in current financial regulatory system that features multiple regulators for essentially equivalent institutions: financial institutions will seek out the most permissive regulator, and regulators have incentives to engage in laxer regulation to attract regulatees.
Archive 2009-06-01
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Millions of dollars are raised from developers, financial institutions, media moguls and a bevy of corporate heavy weights.
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'You can see that this is welfare of the rich, it is socialism for the rich
it's just bailing out financial institutions,' Rogers said.
OpEdNews - Quicklink: US Is "More Communist than China": Jim Rogers
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When stealing money from financial institutions, he remembers his manners and is polite at all times to the victims of his raids.
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The little Goodmail flag on messages in user inboxes tells mail recipients that the mail is actually from who it purports to be from, and not a phish, which is particularly important for mail from financial institutions and the like. —
Goodmail Is Back Trying to Sell Access to Your In-Box - Bits Blog - NYTimes.com
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He has been instrumental in marrying the two cultures together in the aftermath of the credit crunch and has had a front row seat as global financial institutions have dialled down their risk profiles and regulators have struggled to gain a handle on their charges.
In the Hot Seat
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This is J . P . Morgan's second purchase a financial institution left vulnerable by the subprime mortgage crisis.
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When the euro was introduced as a virtual currency in January 1999, financial institutions reviewed their charges.
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As long as shareholders are pre-eminent, as long as even the hint of bailouts exists, as long as the rewards for winning are so great, financial institutions will remain large risk takers, and conflicts will persist, particularly, but not exclusively, between traders and bankers.
Robert Teitelman: Goldman Sachs, Business Standards and the Critics
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The FSC is to be a charge on the liabilities on a financial institution¹s balance sheet.
IMF Bank Tax Proposals Face Huge Hurdles
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In discount of bills, the Bank rediscounts qualified commercial bills submitted by the financial institutions, such bills having already been discounted by the institutions for their clients.
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In fact the main component of a country's money supply is not cash but deposits in banks and other financial institutions.
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Statutes such as Sica and BIFR shelter companies and public financial institutions and banks provide the oxygen.
Is SEC ideology or structure at the root of the regulation fiasco?
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In the wake of the now-expired freeze on foreclosures on the part of financial institutions receiving financial assistance from the federa ...
Alex Abella: A Simple Solution: A National Debt Moratorium
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Protesters of the Occupy Wall Street: Public Space movement had hoped to take command of Wall Street on September 17, 2011, but the New York Police Department quickly showed them who was in charge, by barricading all entrances to the heart of America's financial institutions.
Natalie Pace: NYPD Shuts Down Wall Street
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He says financial institutions have recognised that little companies provide a base for industry and the seed corn for new ideas.
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In general, if the payee is a foreign bank or other financial institution registered with the Ministry of Finance, the interest payments will be subject to withholding tax at the rate of 15% or 4.9% for residents of a tax treaty partner.
Doing business in Mexico: general legal, business & entry issues
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In effect, a personalized automated trading system can be created without having to go to any financial institution.
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Are there any financial institutions that will lend me the $30,000 I need to get started?
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The government has also organized a triumvirate merger between three state-owned financial institutions.
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Insurers, financial institutions, regulatory agencies, libraries, museums and dealers in mechanical parts in a range of spheres.
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Little can be done to rein in personal borrowing as interest rates the only way to curb lending by financial institutions are set by the European Central Bank.
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There can be no compromise with the banks, financial institutions and multinationals.
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Electronic payment fraud has also become a serious issue for financial institutions.
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In the build-up to the directive's introduction, financial institutions will have detailed information to help those affected.
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The question for financial institutions and private companies then becomes how to fight corruption, credit card fraud and money laundering without inculpating innocent consumers and violating procedural norms.
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Many believe that such resistance will crumble in coming years as financial institutions and payment providers step up recruitment of suppliers for e-payment.
U.S. Bank/IAPP Study Projects Continued Migration from B2B Checks to Electronic Payments - Yahoo! Finance
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The majority of their investors are financial institutions, pension funds, endowments and universities.
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Several foreign financial institutions have since then been scouting Taiwan for potential partners.
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Bank executives and security providers have admitted that financial institutions under-report online fraud and cybercrime for fear of bad publicity.
Times, Sunday Times
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It is critical to learn how internal accounting works," says Avi Deitcher, a New York-based intrapreneur who created a wireless messaging service while working at a large financial institution.
'Insider' Entrepreneurs
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Of course, all these statements, because of their lack of 100% acritical worship of a religious, political and financial institution with a very mixed history, are to be easily dismissed as “ignorant” by the Ratzinger wannabes.
What the future holds for Catholic Women…but don’t get too excited
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A host state may restrict the activities of a financial institution as far as it is justified by the general good.
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Meanwhile, funds management companies also face external competition from securities companies and trust investment companies and other financial institutions.
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Jefferies Putnam Lovell said sales of asset managers by financial institutions is likely to continue as many banks and insurers may conclude that asset management is not a core business for them.
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Not all financial institutions or qualified plans will accept customized beneficiary designations.
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And Trust Corporation is a non - bank financial institution, characterized by certain financial functions.
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While civil society believes that the World Bank's access to information policy raised the bar among the various information disclosure policies of the international financial institutions, it is important to also remain cognizant of the end goal of such policies: improved development outcomes and participation.
Chad Dobson: Access to Information at the World Bank: The First 99 Days
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High domestic savings encouraged financial institutions to lend beyond the limits of prudence.
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Can't sophisticated people attack the computer systems that are the backbone of these big financial institutions?
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He writes software programs for financial institutions.
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This hesitancy only perpetuates the problem: The longer authorities delay the process, the more engrained behemoth financial institutions become; the more engrained they become, the less extricable they are.
Richard Fisher, Top Fed Official: Too Big To Fail Lives On, Only Way Out Is To Shrink Megabanks
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Financial institutions - which act as intermediaries between lenders and borrowers, and manage their own asset portfolios. 3.
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The document also calls on international financial institutions and donor countries to cancel Africa's debt in order to free up resources to fight the disease.
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Naturally, treasurers will normally restrict their dealings to top quality financial institutions.
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In addition, Treasury officials are expected to announce Wednesday that TARP now has $6 billion more in bank repayments than taxpayers lended financial institutions during the crisis.
TARP Watchdog Spars Over 'Too Big to Fail'
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It is important that first-time buyers look at their other outgoings before applying for a mortgage, as any other borrowings may impact on the amount a financial institution is prepared to lend.
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Just two years ago the perfect storm of a decade of excess credit, excessive leverage and uncontrolled expansion by financial institutions precipitated the crisis.
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It is very pessimistic," said another senior commercial banker at an international financial institution.
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The highly popular government"s expansionist policy, including major support of village economic development, has raised concerns about fiscal discipline and the health of financial institutions.
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As derivative markets grew over the past decade, so-called interdealer brokers like ICAP built up a lucrative business acting as middlemen between banks and financial institutions that wanted to retain anonymity when trading derivatives and fixed-income products.
ICAP Unit, Ex-Broker Are Fined in Fees Case
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The current government announced "economic armor-plating" several months ago, including credit guarantees of some 23 billion dollars from the U.S. and international financial institutions.
Lloyd Mexico Economic Report - January 2000
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Prior experience in a financial institution a plus.
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Many financial institutions are now insulated against higher interest rates.
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The group now defines "crimeware" as code designed to attack the data held by financial institutions.
Datamation Security
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He draws attention to ongoing work on stochastic strategic game process models as a source of insights into the microeconomics of money, financial institutions, efficiency, and inflation.
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Credit unions are more open to serious bad debt problems than other financial institutions.
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To review and verify the position qualifications of senior management personnel of the banking financial institutions.
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The parallel money markets consist of various markets in short-term finance between various financial institutions. 6.
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It needs financial institutions that can recycle savings and create credit to stimulate new investment of all sorts.
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Even I believe that it is crime to keep throwing public money in the drail bailing out banks & financial institutions.
The Mess That Greenspan Made
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This is because in the non-statutory scheme the financial institution has bound itself in contract to accept the ombudsman's decision as final.
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Interchange fees are payments made between the retailer's bank or financial institution (known as the acquirer) and the eftpos cardholder's bank or financial institution (known as the issuer).
NEWS.com.au | Top Stories
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Finally, the idea that the big financial institutions are a law unto themselves and would refuse to cooperate is a myth.
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The party's recent troubles following the policy about-face on the reform of the grassroots financial institutions illustrates the problem.
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Diagnose the problem to learn about the viability of financial institutions and support only those that are viable, and close or restructure the nonviable ones.
Stijn Claessens: Root Causes of Financial Crisis Remain Unaddressed
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Major credit cards vary in how they compute this rate, but it's usually much higher than what a financial institution would charge for a loan.
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Eavesdropping can also be a problem in commercial buildings where financial institutions are housed.
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They would continue the Middle East wars, pursue drone attacks across the globe, expand and entrench the surveillance state, pander to the failed bankers of Wall Street, coddle Too Big To Fail financial institutions, run cover for gigantic and irresponsible polluters such as BP, pass unpopular and detrimental trade legislation, or continue to neglect the environment and the unemployed.
Robert E. Prasch: President Obama's Speech and the Unemployed: Why Now?
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In effect, a personalized automated trading system can be created without having to go to any financial institution.
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Similar interests in Europe developed courts, parliaments, financial institutions and urban autonomies, often in violent confrontation with monarchy.
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However, its critics have highlighted the scheme's inability to cap possible charges imposed by financial institutions on the new accounts.
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G&L Internet Bank, the nation's only Web-based financial institution catering to gay people, may close in January, according to a notice filed with the federal office that oversees thrifts.
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A standard, commercial letter of credit is a document issued mostly by a financial institution, used primarily in trade finance, which usually provides an irrevocable payment undertaking.
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Its role is to oversee and regulate the activities of the different financial institutions.
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Financial institutions must maintain sufficient liquidity to meet the demands of depositors.
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Business angels are often more willing to invest in new ventures than traditional financial institutions.
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Canadian financial institutions have recently been active acquirers of U.S. companies.
Sun Life, Unum Discussed Deal Earlier This Year
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With today's criminal attacks, financial institutions must start with the assumption that their customers' computers are infected with crimeware.
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The largest unsolved problem for the policy-makers, however, is what to do about financial institutions.
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16.3 The lender may at any time assign transfer or offer participations in all or a proportion of all its rights and obligations hereunder to any other bank or financial institution and for this purpose.
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Some of the computer manufacturers have arrangements with financial institutions to offer credit deals to their customers.
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If anything, they SHOULD fear dumping money into financial institutions because there should be a genuine fear that overextension of credit or other sorts of bubbles should wipe out their investment even if the government has to intervene to save the economy.
Matthew Yglesias » The Grain
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The party's recent troubles following the policy about-face on the reform of the grassroots financial institutions illustrates the problem.
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The American public believes that the financial institutions didn't take enough of a haircut in connection with that insurance group.
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Until then, financial institutions had to pay a premium to obtain dollars from a restricted pool in order to invest finance overseas.
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Finally, the idea that the big financial institutions are a law unto themselves and would refuse to cooperate is a myth.
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In the trading network, that's that dozen or so companies pre-embargo -- established companies operating under the direction of Serbia worldwide that continue to arrange, broker and conduct Serbian commercial activities, and those Serbian-controlled banks and financial institutions that are the same institutions financing the war effort and transferring hard -- attempting to transfer hard currency into Serbia.
Background Briefing On Serbia
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Crimeware can wait for the user to log into their account at a financial institution, then drain the account behind the scenes.
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There is a deep in - built suspicion of financial institutions based on confusion and a deep - seated mistrust.
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Currency: markka (FIM); euro (EUR) note: on 1 January 1999, the EU introduced the euro as a common currency that is now being used by financial institutions in Finland at a fixed rate of 5.94573 markkaa per euro and will replace the local currency for all transactions in 2002
The 2001 CIA World Factbook
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The commission's call comes in the latest edition of Enforcement Update, a periodical regulatory newsletter sent to financial institutions.
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Other financial institutions such as brokerages and nonlife insurance firms are also hiring staff in the region or investing in local firms.
SMFG Looks to Jump Into Booming Asian Markets
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However, the outlook is not entirely bleak for financial institutions that are trying not only to improve customer service by offering online banking, but are also trying to reduce their costs.
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This commission is authorized to mediate and resolve conflicts between financial institutions and the consumer.
Fraud a la Mexicana
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That acts as a type of safety valve to divert the large deposits of retirees and others to other financial institutions, including shinkin banks.
AMPONTAN
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It was an expenditure of tax dollars, all of which to the extent they went to large financial institutions, and even middle-sized financial institutions, have been returned.
Reviled And Revered, TARP Expires
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Check the charges applied by your financial institution in advance.
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In the past financial institutions may have taken a patronising attitude towards women.
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Many proceed to the accountancy profession or financial institutions but a wide range of other employment is available.
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There is a short-term conjuncture, with the weakness of the US banks and the strength of the Canadian dollar, that encourages banks to take over financial institutions in the United
Yahoo! News: Business - Opinion
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Uneven distribution of the religious revenues transformed a segment of clerics into entrepreneurs who purchased real estate and invested in other financial institutions.
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Fortunately mortgage lending, financial institution credit stability and employment actually are considered economic fundamentals so it is not inaccurate (contrast it with John McCain's feigned indignancy at how Obama apparently attacked the American Worker (tm) who are naturally the foundations McCain meant ..)
Obama To McCain: "Senator -- What Economy Are You Talking About?"
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Replace existing pension plans with portable private accounts administered by private financial institutions.
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You can see that this is welfare of the rich, it is socialism for the rich
it\'s just bailing out financial institutions," Rogers said. '
OpEdNews - Quicklink: US Is "More Communist than China": Jim Rogers
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Mr Simfukwe said the bank was also trying to reopen credit lines with some external financial institutions to increase its capacity to contain the demands for finance.
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For example, the church may be able to obtain a loan from a financial institution without collateralizing or impairing the church's restricted funds.
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Foreign financial institutions are required to block the funds and assets of such groups.
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Financial institutions are expected to impose some restrictions on this for administrative purposes.
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In Mexico, the trustee is always a financial institution, and it holds title to the property.
Mexican trusts
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It is usual for the parents to bank with the financial institution granting the mortgage and they may be asked to have part of the guarantee on deposit.
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The interesting aspect is that none of the ‘Maradonas’ is hypothecated to any financial institution.
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These words have become a mantra for the international financial institutions, Western governments and aid agencies.
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The power of shareholders, and in particular financial institutions such as investment funds, has once again risen to dominate the power of technostructures.
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If a government, company or financial institution wants to borrow some money, one of its options is to issue a bond.
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We had been in dispute with a major financial institution since February because we believed we had been sold an endowment policy that was not suitable.
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All financial institutions offer payment protection on loans to cover any unseen loss in earning power.
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Today, clearing takes place with payments netted between the myriad of financial institutions, in a process that assimilates the relative financial positions of participating banks and non-banks.
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Currency: markka (FIM); euro (EUR) note: on 1 January 1999, the EU introduced the euro as a common currency that is now being used by financial institutions in Finland at a fixed rate of 5.94573 markkaa per euro and will replace the local currency for all transactions in 2002
The 2001 CIA World Factbook
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Ames Financial belonged to a category of firms known as nonbank financial institutions.
Snipr/SnipURL - Most interesting snipped URLs
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But it has not sought to gain the backing of an official international financial institution.
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Any new regulations should improve the ability of financial institutions to effectively direct a nation's savings into the most productive capital investments.
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He said financial institutions were now reluctant to assist peasant farmers because of the bad record of debt repayments.
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Financial institutions are notoriously secretive about their credit scoring systems.
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The centre later checks the currency for wear and dirt, disposing of some and recirculating the remainder back to financial institutions, King said.
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A new University of Queensland research project could lead to improved internal computer network security at banks and financial institutions.
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Already 70 major financial institutions and several multinational manufacturing companies have established fund management arms there.
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Financial institutions must maintain sufficient liquidity to meet the demands of depositors.
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Consider getting your card through the financial institution you bank with.
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Most people, for example, don't understand the effects of compounding of interest -- which leads them to undersave and to overborrow -- a basic human failing that some financial institutions have an incentive to exploit.
Plain-Vanilla Financing Could Melt Bank Profits
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Consumer passivity and inertia are the greatest allies of the rapacious banks and other financial institutions.
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British financial institution which pools deposits from savers to provide mortgage financing for house purchases.
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Many proceed to the accountancy profession or financial institutions but a wide range of other employment is available.
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Financial institutions and professional service E&O insurance prices are skyrocketing.
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In addition, one important thing to keep in mind is that many of the credit scores you get for free or you maybe get as a gift from one of your financial institutions, those are usually not fico scores and they are on a different scale.
CNN Transcript Jul 4, 2009
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A financial institution shall not provide any service to or have trade with any client who cannot clarify his identity or establish any anonymous or pseudonymous account therefor.
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Revenue officials have confirmed that they take no part whatsoever in the setting of interest rates offered by financial institutions.
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LAZ.N) investment banker Gary Parr said more financial institutions needing to fill "capital holes" will announce offerings now that they've completed year-end financial reviews.
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The plan also would make it less attractive to financial institutions and Wall Street firms to own tax-exempt municipal bonds.
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In addition to channelling funds from depositors to borrowers, certain financial institutions have another important function.
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The majority of these respondents now banked with a non-bank financial institution or a community bank.
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Prior experience in a financial institution a plus.
